Axa travel insurance has been providing coverage to customers in the USA since 1997. The company is based in Chicago Illinois and is one of the largest providers of travel insurance in the USA. They offer discount quicken 2010, discount travel insurance, discount health insurance and discount life insurance. Their products cover risks such as medical, travel, death and cancellation. Below is a short article that explains how an ordinary American can benefit from buying travel insurance.
There are three kinds of travel insurance policies that are available in the market these days. They are discount quicken, discount travel and full coverage plans. Some of them are good while others have flaws. The flaw in this case is that people do not know the benefits they are getting from these plans.
One of the biggest flaws that can be found in the discount quicken 2010 is that it does not cover hazardous activities. Even if you are planning to go for an adventurous trip and you want to protect yourself from any financial loss due to accidents, illness or delay, then you cannot go for this plan. It does not provide coverage for travel delays and cancellations either. In fact, it also does not cover accidental death and dismemberment either. If you meet with an accident that you had planned to avoid, then you will lose your money and you will get no compensation.
As far as this discount travel insurance coverage is concerned, it does not cover the provision of meals and accommodation. You will be provided with vouchers that can be used to book hotels and meal tickets. However, there are chances that you may run out of money when you reach the final destination. If you have a limited budget, then this plan is not a suitable option for you. Hence, it is better to consider other options before choosing an insurance policy like this.
Another problem with this discount travel insurance plan is that it only covers the first part of your journey. So if you reach Las Vegas, you are not covered when you go for the second part of your journey. This means that if you travel to Kenya and want to visit Morey, you will have to obtain separate insurance for that. For an average person, the expenditure incurred on travel, accommodation, meals and so on can run into thousands of dollars.
This discount travel insurance does not have a pharmacy address. So, if you travel to New York and want to buy a prescription medication, then you will have to find a pharmacy address in the city that can grant you the required medicines. Not all pharmacies are open on Sundays. This means that you will have to find another way to purchase the prescriptions. You may find an independent pharmacy that can give you the medicine but it is always advisable to have a prescription. For people who have diabetes or high blood pressure, this is especially important.
This discount quicken is only good for one year. You cannot extend its validity. Hence, if you are planning for a trip to Myrtle Beach, you will not be able to get another discount Quicken if you need another prescription medication. In case you have to take medications on a regular basis due to some health problems, this discount quicken may prove to be beneficial. However, it is not suitable for people traveling to Myrtle Beach for a Myrtle Beach tour.
The last problem with this travel insurance policy is that it only covers the first half of your trip. This means that you will not be refunded the amount spent if you decide to cancel your trip just because you got a migraine. If you are traveling for business purposes, this is not a problem. However, for personal reasons, you cannot get the full value of the money spent on the policy. If you are traveling for personal reasons and if you feel that the money was wasted, then you cannot ask for a refund. If you want to know more about this issue, you can consult the documents provided by the company or you can talk to a customer representative.